There is a true risk to a motorcycle hit-and-run crash in Iowa. A hit-and-run between a car and a motorcycle happens more frequently than accidents between two automobiles. Whether contact was actually made between your vehicles, or the other driver simply ran you off the road without actually striking you, serious injuries can and do occur.
Even if you haven’t identified the person who hit you because they left the scene, you may still have a claim. You need to approach the claim as though you were in any other collision.
Immediately after a crash, you should:
Sometime after the crash, you will need to make some notes about how and why the crash occurred.
Make sure to note:
If you have trouble locating the driver who hit you, speak to an experienced Iowa bike accident lawyer. There are a lot of cameras located on businesses and private residences that record their surroundings. These cameras may be able to help locate the person who injured you. An attorney can help you track down these recordings and see if they can be of use.
If you cannot locate the driver who hit you, you may still have a car accident claim if you have the right type of vehicle insurance. This type of insurance is known as uninsured/underinsured motorist (UM/UIM) coverage. An attorney can look at your vehicle insurance contract and see if you have this type of coverage, and if so, how much of it you have.
Generally, UM/UIM coverage provides compensation for:
A motorcycle accident attorney can speak to you about these types of harms and losses and explain how you can get compensation.
You may also have a type of coverage known as medical payment coverage, or “med pay.” If you or someone else riding on your bike is injured in an accident, med pay will cover any medical bills associated with the crash – regardless of who was responsible for the crash.
If you have health insurance, submit any medical bills to them, even if the accident was not your fault. Health insurance can be paid back with any settlement you receive – whether you settle with the driver who hit you or your own motorcycle insurance company.
If you have been seriously hurt in a motorcycle hit-and-run accident, call an experienced Iowa motorcycle crash lawyer. RSH Legal offers free, no-obligation case evaluations for Iowans seriously injured in motorcycle crashes. Call 1-800-433-0283 for yours today.
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