Iowa Brain Injury Lawyers

The insurance company of the person who caused your brain injury typically won’t pay anything until your case is entirely settled. If you suffered a brain injury due to someone else’s fault, follow this order to get your medical bills paid:

1. Send all medical bills to your personal health insurance.
2. If your brain injury happened at work, file a workers’ compensation claim immediately.
3. You may qualify for help through Iowa’s Crime Victim Compensation Program fund if the person who caused your brain injury is charged with a serious crime.
4. Use your auto insurance MedPay coverage last to cover any costs that your health insurance won’t pay.

Yes. Insurance companies are counting on brain injury survivors to handle these cases on their own while they’re still hurting, overwhelmed, and dealing with symptoms that affect their thinking. When people go it alone, they often get far less than they deserve.

Brain injury cases require specialized knowledge of medicine, law, and insurance company tactics. A qualified brain injury lawyer can gather evidence, calculate the full value of your losses, counter aggressive insurance companies, and fight for maximum compensation.

Here are three of the most damaging myths and misconceptions about brain injuries that insurance companies (and even some doctors) want you to believe:

• Myth #1 – Brain Injuries Only Happen If You Hit Your Head: You don’t have to suffer head trauma to suffer a brain injury. In fact, brain injuries can still occur when you are wearing a helmet. Your brain is a soft organ floating in fluid within your skull. A jolt or sudden movement (e.g., car crash, fall) can cause your brain to twist or slam inside your skull even if there is no direct impact to your head.
• Myth #2 – A Clear MRI or CT Scan Means You’re Fine: Brain scans typically only show structural damage like bleeding or changes to brain tissue. Most brain injuries are what doctors call “functional injuries,” meaning that your brain cells may be damaged, neural pathways disrupted, and your brain’s chemical balance thrown off. Absolutely none of this shows up in a standard MRI or CT scan.
• Myth #3 – It’s Just a Concussion and Not That Serious: There is no such thing as “just” a concussion. A concussion is a traumatic brain injury that can have lasting effects that impact every aspect of your daily life. Symptoms could last for years or be permanent. Studies show that people who’ve had concussions may have an increased risk of seizures, stroke, depression, or Alzheimer’s disease later in life.

Remember: insurance companies are betting that you’ll believe these brain injury myths and walk away without receiving proper compensation.

In Iowa, the statute of limitations for personal injury cases (which includes incidents that cause brain injuries) is typically two years from the date of injury.

While you have up to two years, you need to act quickly. Brain injury cases require extensive documentation and expert testimony. The longer you wait, the harder it becomes to connect your symptoms to your brain injury.

Don’t let anyone dismiss your symptoms or tell you to wait it out. It’s best to speak with our Iowa brain injury lawyers as soon as possible to meet key deadlines, learn about your next steps, and begin focusing on your long-term recovery.ition, your own uninsured/underinsured motorist (UM/UIM) coverage in your auto insurance policy can help if the driver who hit you wasn’t insured or did not have enough insurance to cover your bills.

Most brain injury cases settle before trial, which is faster and less stressful. However, some cases must go to trial if the other side will not offer a fair settlement. 

That said, you want to choose a lawyer who’s actually tried brain injury cases in court, not just settled them. Insurance companies pay significantly more when they know your brain injury attorney is not afraid of going to the courtroom. At RSH Legal, we prepare every brain injury case as if it is going to trial. That preparation is how we can get the best settlement possible.