Dubuque is a great area for riding motorcycles. Its scenic hilltop views and winding river roads make it an excellent choice for motorcycling enthusiasts. However, with these advantages comes risk. Dubuque is not immune to traffic accidents, and motorcycle riders must be especially cautious due to their vulnerability. To stay safe on the roads, it’s important to be vigilant, follow traffic laws closely, and have the right insurance coverage.
In the unfortunate event of a crash, it’s crucial to know that legal help is available to navigate the aftermath, protect your rights, and ensure you receive the compensation you need for recovery. The RSH Legal team consists of experts in motorcycle crashes. If you’ve been in a motorcycle accident and are injured, call our team for a free consultation.
Can I Still Sue if I Was Partially at Fault for my Dubuque Motorcycle Accident?
Crashes are rarely black and white, especially when it comes to motorcycle collisions. If you find yourself entangled in the aftermath of a motorcycle accident in Dubuque and partially at fault, you may wonder if you have to bear the financial burdens alone. The answer is no. Iowa law assesses blame based on comparative fault.
Comparative Fault
Comparative fault means that each person who caused a crash is responsible for damages according to their level of fault. Even if you are partially at fault, you can still recover damages. In Iowa, you can recover damages if you are less than 50% at fault. However, your compensation will reflect your share of the blame. For example, if you are 30% at fault and your damages amount to $100,000, your recovery will be reduced to $70,000.
Being partially at fault can significantly impact your compensation. If your fault exceeds 50% in Iowa, you are barred from receiving any damages. Therefore, every percentage point matters when determining fault.
Experienced Dubuque Motorcycle Attorneys Can Help
This is where an experienced Dubuque motorcycle crash attorney comes in. They will be your champion, fighting to prove the other party’s liability and striving to minimize your share of the fault. The result? Maximizing your compensation.
In conclusion, remember that even if you’re partially at fault for a motorcycle wreck in Dubuque, you have the right to seek justice and compensation. Iowa’s comparative fault laws are intricate, so it’s essential to have a professional in your corner. By consulting with a motorcycle accident attorney, you gain a clearer understanding of your rights and a powerful advocate committed to securing the best possible outcome for you.
Do I Need a Lawyer for My Dubuque Motorcycle Accident Lawsuit?
If you’ve been involved in a motorcycle crash, you might be wondering if you need a lawyer.
In short, the answer is yes. Here’s why:
Accidents Are Complicated
Motorcycle wreck cases in Dubuque are often complex. They may involve multiple parties and depend on intricate details of negligence and liability. A lawyer’s expertise is invaluable in navigating these complexities. They understand the laws involved and can interpret and use them to your advantage.
Insurance Companies Are Self-Interested
Dealing with insurance companies after a motorcycle accident can be daunting. Insurers often prioritize their own interests and may try to undervalue your claim. As experienced motorcycle accident lawyers, we know how to negotiate with these companies, ensuring your rights are protected, and you receive fair compensation.
Proving Damages is Difficult
Proving and quantifying damages in a motorcycle crash lawsuit can be incredibly challenging. A seasoned attorney knows how to maximize your claims for damages, including medical costs, lost wages, pain and suffering, and more. They can build a robust case, demonstrating the full extent of your losses.
RSH Legal Will Fight for You
If your case goes to court, having a lawyer to represent you is essential. They can prepare you for trial, develop a strong argument, and present your case persuasively. Having a professional in your corner can significantly impact the outcome of your case.
Additionally, hiring a lawyer provides peace of mind. Navigating a lawsuit can be stressful and time-consuming. A dedicated lawyer allows you to focus on recovery, knowing your case is in good hands.
Don’t Go it Alone
While you can technically handle a motorcycle collision lawsuit on your own, having a lawyer by your side is highly recommended. Their expertise, negotiation skills, and ability to present your case make them an invaluable asset in your quest for justice.
If you’ve been involved in a motorcycle accident, don’t hesitate—consult with a motorcycle accident lawyer to protect your rights and secure the compensation you deserve.
Who Pays My Medical Bills in a Motorcycle Accident?
In the wake of a motorcycle collision, one question rises above the rest: who will pay for my medical bills? You might be surprised to discover the number of potential answers.
Your Insurance
Let’s start with the coverage you already have: your own insurance. The best option is to have your health insurance cover the costs of your related medical care. If you have deductibles and co-pays, you should do your best to pay them out of pocket or through your own car insurance.
Many car and motorcycle insurance policies include medical payment coverage (med pay) or Personal Injury Protection (PIP) coverage. These forms of insurance kick into action immediately, covering medical costs regardless of who caused the wreck. It’s a comforting safety net when you need it most. You can also use med pay or PIP to cover your co-pays or deductibles.
Their Insurance
But what if someone else caused the collision? Their liability insurance should step up to the plate. Yes, securing compensation from an at-fault party’s insurance requires filing a claim and potentially proving their fault, but that’s where the expertise of a seasoned motorcycle accident attorney is invaluable.
Their insurance won’t make payments along the way, so it’s important to rely on your health and car insurance to cover those medical expenses.
Uninsured Motorist Coverage
Sometimes, however, you might collide with an uninsured or underinsured motorist or fall victim to a hit-and-run incident. This makes for a horrible situation, but it’s not hopeless. Your own uninsured or underinsured motorist coverage can fill in the gap, covering your medical bills when others cannot or will not. If you’re a motorcyclist, double-check your policy to ensure you’re protected from uninsured and underinsured drivers.
Insurance Might Not Fully Cover It
Insurance is a powerful tool, but it may not cover all your medical expenses, especially if your injuries are severe. You might face out-of-pocket payments and run into the limitations of your health insurance. But don’t let that deter you. Another avenue is open to you: legal recourse.
Get Legal Help
A Dubuque personal injury lawsuit can make up the difference to help you recover your medical costs. With the help of a skilled attorney, you can prove the link between the other driver’s fault, the crash, and your injuries—securing the compensation you deserve.
In conclusion, multiple sources can step up to pay your medical bills after a motorcycle collision. The best bet is to rely on your health insurance, car insurance, and finally the at-fault driver.
Navigating these pathways can be a challenge. A professional motorcycle accident attorney can guide you, demystify the process, and fight for your best outcome. If you’re drowning in medical bills from a motorcycle accident, don’t wait—reach out to a legal expert today.
RSH Legal in Dubuque Knows Motorcycle Crashes
If you have been seriously injured in a motorcycle accident, there is no reason to wait to call us. The phone consultation is FREE with no obligations. If we take you on as a client, you still won’t pay anything unless we win. Call us today at 319-409-6575.
Tim Semelroth
Board-Certified Trial Attorney
Pressley Henningsen
AV-Rated Trial Attorney
A car came through the median and we were hit head on. Every bone in my body from my lower jaw down to the bottom of my feet was broken. My medical bills were in the hundreds of thousands of dollars. I can’t imagine going through something like this without someone like Tim or RSH Legal.
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